Renovation and Debt Consolidation.
The nest of your dreams is only a hammer swing away.
Part of the Kiwi homeowners DNA, renovating your humble abode not only helps to create the home you’ve always dreamt of, it also increases its value.
One option to fund these renovations is to refinance your mortgage to increase the size of your loan.
Whether it's minor alterations or larger overhauls you are looking at, one of our advisors can guide you through the process and take care of all the paperwork allowing you to enjoy making the improvements to your home.
Our online application helps us to understand your current situation a little better. Or, if you’d prefer to talk to us first, book a chat and one of our team will get back to you shortly.
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“My fiancé and I had been in our home for 6 years. We had undertaken many small renovations ourselves but when we decided to take on some bigger projects, we knew we’d need extra finance from the bank. We used a Financial Advisor to get into our first home but never actually thought to go back for things like re-financing. The Mortgage Room was recommended to us by a friend and our experience with Paul was second to none! It can be a daunting process talking about your finances but Paul was welcoming and non-judgemental. The advice he offered ended up saving us a lot of money in the long run while adding further value to our home through renovations. We will certainly be back in the future!”
Georgie and Neil - Marlborough, NZ
Short term debt can feel a lot like treading water, we can help bring you to shore.
Consolidate those higher debt Credit Cards, Hire Purchase and Personal Loans by adding them to your mortgage at a much lower interest rate leaving you with less repayments and more money at the end of the month - seems like a no brainer!
Whether you’re looking to renovate your home or consolidate your debt, we’re here to guide you and take the stress out of making a ‘top up’ loan with the bank.